9/22/2024 | Posted in Mortgages and Real Estate by Sam Cuda & Nancy Cuda
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As interest rates continue to drop, borrowers might wonder if they should renegotiate their fixed-rate mortgage. But at what cost? ... More

12/11/2023 | Posted in Mortgages and Real Estate by Sam Cuda & Nancy Cuda
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In its third-quarter earnings call, Scotiabank said it was undertaking a strategy of “customer deselection at renewal” as part of its efforts to slow its mortgage ... More

12/6/2018 | Posted in Mortgage Interest Rates by Sam Cuda & Nancy Cuda
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If you’re shopping for a mortgage and believe what the bond market is telling us, it implies your odds of success with a fixed rate may have just changed. ... More

5/28/2018 | Posted in Mortgage Interest Rates by Sam Cuda & Nancy Cuda
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Canada’s big banks are locked in a competitive pricing war over variable-rate mortgages, but economic trends point to more interest rate hikes ahead — leaving Canadian ... More

7/31/2017 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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A home is the largest purchase most people will make in their lives. That should reinforce the importance of planning ahead, doing your ... More

2/21/2017 | Posted in Mortgage Tips by Sam Cuda & Nancy Cuda
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You shopped around for the best deal on your mortgage and weighed the pros and cons of going with a fixed-rate or a variable-rate loan, but another key factor to consider is the ... More

9/28/2016 | Posted in Mortgage Interest Rates by Sam Cuda & Nancy Cuda
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TD Bank forecasts the Bank of Canada overnight target rate will remain unchanged until 2019. ... More

8/22/2016 | Posted in Mortgage Advice by Sam Cuda & Nancy Cuda
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After you make the final payment on your mortgage, you have to cough up one more time to be free and clear. ... More

6/4/2015 | Posted in Mortgage Advice by Sam Cuda & Nancy Cuda
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When talking about the five C’s of credit, there is a difference in where conventional and private lenders place the order. ... More


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